Bad karma is the spiritual debt one has accumulated for one's mistakes from all previous lives and this life. It includes killing, harming, taking advantage, cheating, stealing, and more. On Mother Earth, when you buy a house, you take out a mortgage from a bank. This mortgage is your debt to the bank. You pay every month for fifteen, twenty, or thirty years to clear your financial debt. In the spiritual realm, if you have bad karma, you may have to pay for many lifetimes to clear your spiritual debt.

The more you use soul communication, the higher level of communication you receive. The more you offer service, the higher your frequency is and the higher level of teaching you receive. Release the wisdom.

Karma is the root cause of success and failure in every aspect of life.

Bad karma is the spiritual debt one has accumulated for one's mistakes from all previous lives and this life. It includes killing, harming, taking advantage, cheating, stealing, and more. On Mother Earth, when you buy a house, you take out a mortgage from a bank. This mortgage is your debt to the bank. You pay every month for fifteen, twenty, or thirty years to clear your financial debt. In the spiritual realm, if you have bad karma, you may have to pay for many lifetimes to clear your spiritual debt.

Karma is the record of services. Karma is the term used in Buddhist teaching. Taoists use the term te. Christians us the term "deed." Many other spiritual beings use the term "virtue." Karma, te, deed, and virtue are the same thing but in different words. To understand karma is to understand all of these words.

Heal the soul first; then healing of the mind and body will follow.