It is not by augmenting the capital of the country, but by rendering a greater part of that capital active and productive than would otherwise be so, that the most judicious operations of banking can increase the industry of the country.

Man is an animal that makes bargains: no other animal does this - no dog exchanges bones with another.

But though empires, like all the other works of men, have all hitherto proved mortal, yet every empire aims at immortality.

The problem with fiat money is that it rewards the minority that can handle money, but fools the generation that has worked and saved money.

Capitals are increased by parsimony, and diminished by prodigalityand misconduct. By what a frugal man annually saves he not onlyaffords maintenance to an additional number of productive hands?but?he establishes as it were a perpetual fund for the maintenance of an equal number in all times to come.

He is led by an invisible hand to promote an end which was no part of his intention

We are but one of the multitude, in no respect better than any other in it.