Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities.

Greenspan, who knew so much more than most, knew far less than most supposed.

If I've made myself clear, I've misspoken.

Amateurs want to be right. Professionals want to make money.

Excessive optimism sows the seeds of its own reversal.

The number one problem in today's generation and economy is the lack of financial literacy.

Indeed, better risk management may be the only truly necessary element of success in banking.