My ultimate goal is to create operating systems for myself that allow me to think as little as possible about the silly decisions you can make all day long - like what to eat or where we should meet - so I can focus on making real decisions.

Before you take the leap, before you jump, really make sure it's going to be something you want to get out of bed [to do] everyday, because it is so hard. So you want to make sure that you're really committed.

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

Flowers make me irrationally happy.

Know the difference between your necessary and discretionary expenses.

When everyone zigs, zag. Life is all about trying to get somewhere first.