At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.

Flowers make me irrationally happy.

You should go to work every day a little bit nervous.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and Ill bet there are some great ways to protect yourself.