At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.

When everyone zigs, zag. Life is all about trying to get somewhere first.

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

Know the difference between your necessary and discretionary expenses.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation.

Money shouldn't be worshiped and it shouldn't be ignored.