At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially.

When everyone zigs, zag. Life is all about trying to get somewhere first.

There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

I always encourage people to pay themselves first, so I really advocate setting up direct deposit for your paycheck and establishing an automatic transfer so that part of each paycheck goes straight into your savings account.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

Know the difference between your necessary and discretionary expenses.