The only time I've ever taken out a loan is for the building work I had done at our house and I did that by extending the mortgage.

Peppers, garlic, hazelnuts and brazil nuts make my mouth, tongue and eyes swell and itch within minutes of eating them.

I grew up on a sugar plantation in Trinidad, on an expat estate, and that meant I had no idea about money until a lot later than most children.

Eating at home is fine, as I can easily work around the foods that don't agree with me and still eat heartily with the rest of my family. I don't force them to follow my diet.

The only time I've ever taken out a loan is for the building work I had done at our house and I did that by extending the mortgage.

I'm not an interior designer - I'm a normal working mum who wants her house to look good and doesn't need a man to do it for her.

I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.