I resolved to stop accumulating and begin the infinitely more serious and difficult task of wise distribution.

Concentration is my motto - first honesty, then industry, then concentration.

The Republic may not give wealth or happiness, she has not promised these. It is the freedom to pursue these, not their realization, we can claim.

The only irreplaceable capital an organization possesses is the knowledge and ability of its people. The productivity of that capital depends on how effectively people share their competence with those who can use it.

Mr. Morgan buys his partners; I grow my own.

It is not the rich man's son that the young struggler for advancement has to fear in the race for life, nor his nephew, nor his cousin. Let him look out for the dark horse in the boy who begins by sweeping out the office.

I spent the first half of my life making money and the second half of my life giving it away to do the most good and the least harm.