Three generations from shirtsleeves to shirtsleeves.

Upon the sacredness of property civilization itself depends-the right of the laborer to his hundred dollars in the savings bank, and equally the legal right of the millionaire to his millions.

While the law [of competition] may be sometimes hard for the individual, it is best for the race, because it insures the survival of the fittest in every department. We accept and welcome, therefore, as conditions to which we must accommodate ourselves, great inequality of environment, the concentration of business, industrial and commercial, in the hands of a few, and the law of competition between these, as being not only beneficial, but essential for the future progress of the race.

There is no idol more debasing than the worship of money.

Neither the individual nor the race is improved by almsgiving. The best means of benefiting the community is to place within its reach the ladders upon which the aspiring can rise.

A man's reading program should be as carefully planned as his daily diet, for that too is food, without which he cannot grow mentally.

Teamwork appears most effective if each individual helps others to succeed, increasing the synergy of that team; ideally, every person will contribute different skills to increase the efficiency of the team and develop its unity.