Upon the sacredness of property civilization itself depends-the right of the laborer to his hundred dollars in the savings bank, and equally the legal right of the millionaire to his millions.

The older I get the less I listen to what people say and the more I look at what they do.

Mr. Morgan buys his partners; I grow my own.

Neither the individual nor the race is improved by almsgiving. The best means of benefiting the community is to place within its reach the ladders upon which the aspiring can rise.

The average person puts only 25% of his energy and ability into his work. The world takes off its hat to those who put in more than 50% of their capacity, and stands on its head for those few and far between souls who devote 100%.

Humanities education is the worst thing for an industrialist.

I spent the first half of my life making money and the second half of my life giving it away to do the most good and the least harm.