There are people who look at the rules and find ways to structure around them. The more complex the rules, the more opportunities.
Mark-to-market accounting is like crack. Don't do it.
When I was initially charged I still thought I was not guilty because I had followed the rules.
The question I should have asked is not what is the rule, but what is the principle.
I believe I was extremely greedy.
I lost my moral compass and I have done terrible things that I very much regret.