The industry cannot long offer unneeded or overpriced insurance if people will not buy it.
Now listen. You can't fool all the people all the time-- but I want you to try.
The first American insurance company was the Friendly Society for the Mutual Insurance of Houses Against Fire, founded in Charles Town in South Carolina, in 1735.
Hay fever suffers tend to be above average in intelligence.
You want 21 percent risk free? Pay off your credit cards.
People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.