The industry cannot long offer unneeded or overpriced insurance if people will not buy it.

The life insurance policies advertised on the radio with the line "You cannot be turned down for this coverage!" are actually saying, "For policies this small, it would cost us more to decide whom to turn down than simply to accept everybody - and make them pay through the nose."

Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.

One of the advantages of the book's having been out there for more than a quarter century is that there's been time for people to report back on what it's done for them.

Now listen. You can't fool all the people all the time-- but I want you to try.

But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.

The first life insurance societies where formed in England in the years between 1692 and 1720. In America, life insurance became available to the clergy through the Presbyterian Ministers Fund, founded in 1759 (still in existence), and the Episcopal Corporation, founded ten years later (subsequently merged).