I think it's sensible to plan for the future now I'm a father and a husband.

I was playing in the juniors at Wimbledon I forgot to turn my mobile phone off. It was lying there in my bag and it rang in the middle of a match, and it was one of my friends from school saying, 'Murray, you're on the telly!' I learnt from that. I now put my phone on silent.

Prayer is the natural and joyous breathing of the spiritual life by which the heavenly atmosphere is inhaled and then exhaled in prayer.

This year its just about winning the big matches because if youre going to get into the top 20 then youve got to do well at the Masters Series and the grand slams. I dont have any ranking points to defend for the first few months of the year so if I do well over the next few weeks then Ive got a chance of doing it.

Prayer is not monologue, but dialogue; God's voice is its most essential part. Listening to God's voice is the secret of the assurance that He will listen to mine.

I first had money for investment just at the time of the 2008 crisis and shares have been highly volatile since then. So I do have shares in my pension but I have tended to invest in specific projects that include property and private companies that have been very well researched by my advisers.

I didn't practise it loads when I was at the academy in Spain, but when I got on the ATP Tour it's something I dedicated a lot of time to.