I've always been pretty careful at keeping track of my spending, so using my debit card is often the easiest way of doing that.
Andy MurrayI am sure that there are many Christians who will confess that their experience has been very much like my own-that we had long known the Lord without realizing that meekness and lowliness of heart should be the distinguishing feature of the disciple, as they were of the Master. Such humility is not a thing that will come on its own. It must be made the object of special desire, prayer, faith and practice.
Andy MurrayI first had money for investment just at the time of the 2008 crisis and shares have been highly volatile since then. So I do have shares in my pension but I have tended to invest in specific projects that include property and private companies that have been very well researched by my advisers.
Andy Murray