Run a home like you would a small business and treat it with the same seriousness.

Unless you completely understand the investment world, do not mess around with it. It is not something I would go anywhere near.

I am now at the age where I can withdraw a 25 per cent tax-free lump sum. I do not put in a set amount because my earnings are a moveable feast.

A proper family diary with everyone's events and parties in it really helps organise the household.

I do not think we should tax people to a point where they are looking for tax loopholes and getting their money out of the country.

I grew up in a world before people had credit cards. There were no magic cards - it was all about budgeting.

If you are a housewife, take pride in that.