Clearly drive, IQ, and hard work are incredibly important. But ultimately what matters most is resilience--the ability to quickly rebound from failures, indeed to see failure as a stepping stone to success.

There is a purpose to our lives, even if it is sometimes hidden from us, and even if the biggest turning points and heartbreaks only make sense as we look back, rather than as we are experiencing them. So we might as well live life as if - as the poet Rumi put it - everything is rigged in our favor.

The advice I would give to my younger self is very, very simple: Stop burning the candle at both ends and renew your estranged relationship with sleep. You will be more productive, more effective, more creative, and more likely to enjoy your life.

Life is shaped from the inside out.

Success for me is going beyond money and power, and measuring success based on a third metric - one founded on well-being, wisdom, our ability to wonder and to give back. Money and power by themselves are a two-legged stool. You can balance on them for a while, but eventually you're going to topple over. Basically, success the way we've defined it is no longer sustainable.

It's time to sleep your way to the top.

The middle class is teetering on the brink of collapse just as surely as AIG was in the fall of 2009 - only this time, it's not just one giant insurance company (and its banking counterparties) facing disaster, it's tens of millions of hardworking Americans who played by the rules.