Borrowing to pay for college used to be the exception; now it's the rule.

It's fascinating to me that some of the pushback is coming from sort of white suburban moms who, all of a sudden, their child isn't as brilliant as they thought they were, their schools aren't quite as good as they thought they were. And that's pretty scary.

I think every student needs access to technology, and I think technology can be a hugely important vehicle to help level the playing field.

When schools truly become centers of the community, where you have extraordinary teachers, the best teachers, the best principals, great nonprofit partners coming in during the non-school hours to support and do enrichment activities, social services, then those students will beat the odds, will beat poverty, will beat violence in the community, will beat sometimes dysfunctional families, and be productive citizens long term. They will go to college.

Schools and districts and unions are working together on some really innovative things.

The arts significantly boost student achievement, reduce discipline problems, and increase the odds students will go on to graduate from college.

What you see around the world is that poverty is not destiny. In other countries, much more systemically, student after student, school after school, year after year, educate poor and disadvantaged young people. And, so, anyone who says that you can't overcome these battles is a huge part of the problem.