I'm not telling you it is going to be easy - I'm telling you it's going to be worth it.

The number one problem that keeps people from winning in the United States today is lack of belief in themselves.

Most people can stay excited for two or three months. A few people can stay excited for two or three years. But a winner will stay excited for twenty or thirty years...or as long as it takes to win.

I don't believe people die from hard work. They die from stress and worry and fear - the negative emotions. Those are the killers, not hard work. The fact is, in our society today, most people don't understand what hard work is all about.

You beat 50 percent of the people in America by working hard. You beat 40 percent by being a person of honesty and integrity and standing for something. The last 10 percent is a dogfight in the free enterprise system.

If you want to win, you've got to change.

It's not how much you make, it's how much you save.