If we're serious about building an economy that lasts, we have got to get serious about education. We are going to have to pick up our games and raise our standards.

We can't wait for Congress to do its job. So where they won't act, I will.

I think if you look at almost every year under every president over the last, I don't know, 20, 30 years, you're going to be hard-pressed to find a year in which the majority of Americans thought we were on the right track.

And lest we get on our high horse and think this is unique to some other place, remember that during the Crusades and the Inquisition, people committed terrible deeds in the name of Christ. In our home country, slavery and Jim Crow all too often was justified in the name of Christ.

When I read history, I [see] what typically happens to presidents and the other party during tumultuous times and how people react when the economy is collapsing and they're losing their homes, losing their pensions - it sort of tracks, what ended up happening, because some of that is human nature.

There's just a whole different attitude and vibe when you're not in power as when you're in power.

I am asking my Attorney General to create a special unit of federal prosecutors and leading state attorneys general to expand our investigations into the abusive lending and packaging of risky mortgages that led to the housing crisis. This new unit will hold accountable those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans.