I look forward to hosting Prime Minister Lee [Hsien Loong], whose friendship and partnership I appreciate very much and with whom I've worked throughout my administration. This will also be an opportunity for me to reciprocate the hospitality that the Prime Minister and the people of Singapore showed to me during my visit to Singapore for the APEC summit in 2009.

Here in the United States, hopefully, what we're building are not just pyramids, are not icons to one pharaoh. What we're building is a culture and a way of living together that we can look back on and say, [This] was good, was inclusive, was kind, was innovative, was able to fulfill the dreams of as many people as possible.

For now, whether you are young or whether you're young at heart, I do have one final ask of you as your president, the same thing I asked when you took a chance on me eight years ago. I am asking you to believe not in my ability to bring about change, but in yours.

And I want to work with this Congress, to make sure Americans already burdened with student loans can reduce their monthly payments, so that student debt doesn't derail anyone's dreams.

Cynicism is a sorry kind of wisdom.

Nothing can stand in the way of the power of millions of voices calling for change.

Focusing your life solely on making a buck shows a poverty of ambition. It asks too little of yourself. And it will leave you unfulfilled.