We can't get to the $4 trillion in savings that we need by just cutting the 12 percent of the budget that pays for things like medical research and education funding and food inspectors and the weather service. And we can't just do it by making seniors pay more for Medicare.

I know starting careers in troubled times is a challenge, but it is also a privilege. Because it's moments like these that force us to try harder, dig deeper and to discover gifts we never knew we had. To find the greatness that lies within each of us. So don't ever shy away from that endeavor. Don't stop adding to your body of work. I can promise that you will be the better for that continued effort as will be this nation that we all love.

My tax plan will cut taxes for 95 percent of workers, because we need to put money back into the pockets of struggling middle-class families and close the egregious tax loopholes that have exploded over the last eight years. My plan eliminates capital gains taxes entirely for the small businesses and start-ups that are the backbone of our economy, as opposed to John McCain's plan, which would tax these businesses. John McCain is running to serve out a third Bush term. But the truth is, when it comes to taxes, that's not being fair to George Bush.

[We should beware] that our democracy stays healthy. And making sure that we maintain that sense of solidarity.

My goal is to maintain the international norm on banning chemical weapons. I want that enforcement to be real. I want it to be serious. I want people to understand that gassing innocent people, delivering chemical weapons against children is not something we do. It's prohibited in active wars between countries. We certainly don't do it against kids. And we've got to stand up for that principle.

Michelle and I don't want anyone telling us who our family's doctor should be - and no one should decide that for you either. Under our proposals, if you like your doctor, you keep your doctor. If you like your current insurance, you keep that insurance. Period, end of story.

Now, at times this issue has tended to degenerate into an 'either-or' type of debate. Either we protect our people from terror or we protect our most cherished principles. But that is a false choice. It asks too little of us and assumes too little about America.