Going through the legislative process is always better, in part because it's harder to undo.

People are very hungry for something new. I think they are interested in being called to be a part of something larger than the sort of small, petty, slash-and-burn politics that we have been seeing over the last several years.

Sometimes people just feel as if we want to try something to see if we can shake things up.

Basically, I am a night owl. My wife is an early bird, so she goes to bed around 9:30, and my kids are in bed about 8. So, if I am home, I will usually start writing about 9:30 and go till about 12:30 or 1:30, depending on what my energy level is.

Like it or not, we have to have a financial system that is healthy and functioning.

Now, as a nation, we don't promise equal outcomes, but we were founded on the idea everybody should have an equal opportunity to succeed. No matter who you are, what you look like, where you come from, you can make it. That's an essential promise of America. Where you start should not determine where you end up.

You're not going to be able to make good decisions without building some relationship of trust between yourself and community.