We've got to change our regulatory system.

Try to be as honest as possible.

We all knew this. We all knew that it would take more time than any of us want to dig ourselves out of this hole created by this economic crisis.

Let it be said to our children's children that when we were tested we refused to let this journey end, that we didn't turn our back nor did we falter; and with eyes fixed on the horizon and God's grace upon us, we carried forth that great gift of freedom and delivered it safely to future generations.

Because as tough as things have been, I am convinced you are tougher. I've seen your passion and I've seen your service... I've seen a generation eager, impatient even, to step into the rushing waters of history and change its course.

The number of Americans killed since 9/11 by terrorism, it's less than 100. If you look at the number that have been killed by gun violence, it's in the tens of thousands. And for us not to be able to resolve that issue has been something that is distressing.

[Michelle Obama] used to say to our friends, "Barack's exactly the kind of guy I want to be president. I just wish he didn't want to do it when I was married to him."