What is important for kids to learn is that no matter how much money they have, earn, win, or inherit, they need to know how to spend it, how to save it, and how to give it to others in need. This is what handling money is about, and this is why we give kids an allowance.

If you can't solve it, it's not a problem - it's reality.

If we parents accept that problems are an essential part of life's challenges, rather than reacting to every problem as if something has gone wrong with the universe that's supposed to be perfect, we can demonstrate serenity and confidence in problem solving for our kids.By telling them that we know they have a problem and we know they can solve it, we can pass on a realistic attitude as well as empower our children with self-confidence and a sense of their own worth.

Encouraging a child means that one or more of the following critical life messages are coming through, either by word or by action: I believe in you, I trust you, I know you can handle this, You are listened to, You are cared for, You are very important to me

Odors from decaying food wafting through the air when the door is opened, colorful mold growing between a wet gym uniform and thedamp carpet underneath, and the complete supply of bath towels scattered throughout the bedroom can become wonderful opportunities to help your teenager learn once again that the art of living in a community requires compromise, negotiation, and consensus.

Because they are children and for no other reason they have dignity and worth simply because they are.

If you cannot solve it, it is not a problem - it is reality.