There is no problem so great it cannot be solved.

If you can't solve it, it's not a problem - it's reality.

Our children need to be able to see us take a stand for a value and against injustices, be those values and injustices in the family room, the boardroom, the classroom, or on the city streets.

If we parents accept that problems are an essential part of life's challenges, rather than reacting to every problem as if something has gone wrong with the universe that's supposed to be perfect, we can demonstrate serenity and confidence in problem solving for our kids.By telling them that we know they have a problem and we know they can solve it, we can pass on a realistic attitude as well as empower our children with self-confidence and a sense of their own worth.

The greatest part of each day, each year, each lifetime is made up of small, seemingly insignificant moments. Those moments may becooking dinner...relaxing on the porch with your own thoughts after the kids are in bed, playing catch with a child before dinner, speaking out against a distasteful joke, driving to the recycling center with a week's newspapers. But they are not insignificant, especially when these moments are models for kids.

What is important for kids to learn is that no matter how much money they have, earn, win, or inherit, they need to know how to spend it, how to save it, and how to give it to others in need. This is what handling money is about, and this is why we give kids an allowance.

When we use punishment, our children are robbed of the opportunity to develop their own inner discipline-the ability to act with integrity, wisdom, compassion, and mercy when there is no external force holding them accountable for what they do.