The banks are not lending, at least from what I see. They were so wild and reckless back in the good times that they got burned terribly.
Ben SteinAmericans are terrified because so many of them have been laid off in recent years and months and they fear that they may be next. Even if they have not been laid off or have not known anyone laid off, they definitely know someone who has lost his home.
Ben SteinI feel as if I'm in on a pass and am damn lucky to have whatever I have. It could all be taken away in a second.
Ben Stein