The banks are not lending, at least from what I see. They were so wild and reckless back in the good times that they got burned terribly.

It doesn't bother me a bit when people say, 'Merry Christmas' to me. I don't think they are slighting me or getting ready to put me in a ghetto. In fact, I kind of like it.

So, who in the media is without sin among us? I am in the media and I am a major league sinner. I don't know anyone except my wife who isn't a big time sinner.

People getting rich in a free society in general - with some scammy exceptions, which are rare - makes everyone else richer, too.

Somewhere there is a map of how it can be done.

If you want to fight the evil you see in finance and industry, get to work reading the corporate filings, see if there has been fraud, and where you find it, report it to the SEC or write about it or blog about it.

I am so used to having a comfortable life. What will it be like when I am no longer able to just buy anything I want?