While the path to wealth is clearly marked, few are willing to adapt themselves to the modest discipline that the journey requires. Instead, most choose the shinier track of debt-driven consumption, which they find further along is covered in vines and thorns.
Benjamin FranklinThe most trifling actions that affect a man's credit are to be regarded. The sound of your hammer at five in the morning, or at nine at night, heard by a creditor, makes him easy six months longer; but if he sees you at the billiard-table, or hears your voice at a tavern, when you should be at work, he sends for his money the next day.
Benjamin FranklinBut they have two other Rights; those of sitting when they please, and as long as they please, in which methinks they have the advantage of your Parliament; for they cannot be dissolved by the Breath of a Minister, or sent packing as you were the other day, when it was your earnest desire to have remained longer together.
Benjamin Franklin