In short, the way to wealth, if you desire it, is as plain as the way to market. It depends chiefly on two works, industry and frugality.

One today is worth two tomorrows.

Creditors have better memories than debtors.

Silence is not always a sign of wisdom, but babbling is ever a mark of folly.

Getting it done is my reward.

If you fail to plan, you are planning to fail!

A wise man will desire no more than what he may get justly, use soberly, distribute cheerfully, and leave contently.