Let each new year find you a better person.

Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee

Take it from Richard, poor and lame, What's begun in anger ends in shame.

Idleness and pride tax with a heavier hand than kings and parliaments. If we can get rid of the former, we may easily bear the latter.

If you do not exclude them, in less than 200 years our descendants will be working in the fields to furnish them substance, while they will be in the counting houses rubbing their hands. I warn you, gentlemen, if you do not exclude Jews for all time, your children will curse you in your graves.

If time be of all things the most precious, wasting time must be, as Poor Richard says, “the greatest prodigality'; since, as he elsewhere tells us, 'Lost time is never found again'; and 'What we call time enough always proves little enough'. Let us then up and be doing, and doing to the purpose; so by diligence shall we do more with less perplexity.

A policy of life insurance is the cheapest and safest mode of making a certain provision for one's family.