A man may, if he knows not how to save as he gets, keep his nose to the grindstone.
Benjamin FranklinWhen confronted with two courses of action I jot down on a piece of paper all the arguments in favor of each one, then on the opposite side I write the arguments against each one. Then by weighing the arguments pro and con and cancelling them out, one against the other, I take the course indicated by what remains.
Benjamin Franklin