Bible study without Bible experience is pointless.
Gifts are free, but maturity is expensive.
Fear looks like wisdom to those without risk.
Fear is just faith in the wrong person.
Skills can be taught. It's tough to teach heart. Talent is fairly common.
Any revelation from God's Word that does not lead us to an encounter with God only serves to make us more religious. The Church cannot afford 'form without power,' for it creates Christians without purpose.