History has taught us: never underestimate the amount of money, time, and effort someone will expend to thwart a security system. It's always better to assume the worst. Assume your adversaries are better than they are. Assume science and technology will soon be able to do things they cannot yet. Give yourself a margin for error. Give yourself more security than you need today. When the unexpected happens, you'll be glad you did.
Bruce SchneierIf someone steals your password, you can change it. But if someone steals your thumbprint, you can't get a new thumb. The failure modes are very different.
Bruce SchneierThe question to ask when you look at security is not whether this makes us safer, but whether it's worth the trade-off.
Bruce Schneier