Government has a legitimate function, but the private sector has one too, and it is superior. In other words, people are better than institutions.

It's time to resist efforts of the American Civil Liberties Union who have conducted a religious lobotomy on this country, seeking to strip it of any vestige of religious influence.

All we are asking for is balance. I would like to think that I could walk into a public library and find not only works by Gloria Steinem but also those of Phyllis Schlafly. I would like to think a teenager could be taught in sex education that a serious alternative to abortion is teenage abstinence, or should pregnancy occur, that adoption might be preferable. I am not trying, as the ad says, to shove religion down anyone's throat. But I do think everyone has a right, and that the Christian voice is being chocked off.

My financial adviser Ric Edelman...thinks the time to start educating people about money is when they are children. He's set up a retirement plan called the RIC-E-Trust that can provide retirement security. A $5,000 one-time tax-deferred investment at birth, with an average interest rate of ten percent compounded, means that a child would have $2.4 million when he or she is 65 years old. Who needs Social Security with that kind of nest egg?

If we want to produce people who share the values of a democratic culture, they must be taught those values and not be left to acquire them by chance.

No nation can survive without passing its heritage, language and, yes, faith to the next generation. A country must be built on something substantial and if the cultural elitists think it can be built on 'diversity,' that is a foundation of shifting sand.

When President Clinton starts talking about what is moral, as he did when recommending a national law banning human cloning, it's time for us to lock up our daughters.