Fannie Mae and Freddie Mac - two bloated and corrupt government-sponsored programs - contributed heavily to the crisis.In order to prevent another crisis, we need to do what we should have done years ago - reform Fannie Mae and Freddie Mac. We also need to repeal Dodd-Frank, the Democrats' failed solution. Under Dodd-Frank, 10 banks too big to fail have become five banks too big to fail. Thousands of community banks have gone out of business.

Hillary Clinton and Barack Obama are responsible for the growth of ISIS because they precipitously withdrew from Iraq in 2011 against the advice of every single general and for political expediency.

The GAO just released a report that said 22 percent of federal programs fail to meet their objectives. The truth is we don't know how taxpayer money is spent in Washington, D.C., which is why I think we ought to put every agency budget up on the Internet for everyone to see.

We must fix our broken education system. Every parent deserves a choice as to how to best educate their children so that every child has a chance to fulfill their potential.

You know, I believe that technology is the great leveler. Technology permits anybody to play. And in some ways, I think technology - it's not only a great tool for democratization, but it's a great tool for eliminating prejudice and advancing meritocracies.

I think we need a real plan, which is why I have offered a much more specific approach to securing the border, fixing the legal immigration system and addressing illegal immigration.

Customers can't always tell you what they want, but they can always tell you what's wrong.