I think our nation is at a pivotal point. Too many people fear that we are losing the sense of limitless possibility that has always defined this nation.

Im very disappointed that we missed our (earnings per share) growth target this quarter due to the confluence of a number of issues that we now understand and are urgently addressing. I accept full responsibility for the shortfall.

[Donald] Trump is a [Hillary] Clinton Christmas gift.

I will reform our broken visa system. Nearly half of the people in this country illegally came here on legal visas and simply never left. We need to fix that.

Fannie Mae and Freddie Mac - two bloated and corrupt government-sponsored programs - contributed heavily to the crisis.In order to prevent another crisis, we need to do what we should have done years ago - reform Fannie Mae and Freddie Mac. We also need to repeal Dodd-Frank, the Democrats' failed solution. Under Dodd-Frank, 10 banks too big to fail have become five banks too big to fail. Thousands of community banks have gone out of business.

I've laid out a plan for how we keep people safe here at home, and I've laid out a plan of how we wage war and win by denying ISIS territory overseas. We must deny them their territory because the territory that they've conquered because Hillary Clinton and Barack Obama declared victory in Iraq and against every generals advice withdrew all of our troops, leaving a vacuum, weaponry, territory for ISIS to conquer, that territory, their caliphate, is that from which they draw legitimacy, potency, credibility. We have to deny them that territory.

I come from a world where accountability and accomplishments matter, and where titles and rhetoric take a back seat to results.