What’s happened is that, almost overnight, we’ve switched from democracy in real-property recording to oligarchy in real-property recording. There was no court case behind this, no statute from Congress or the state legislatures. It was accomplished in a private corporate decision. The banks just did it.

How can we create a cultural legacy of happiness? Let other people matter.

"Life is unfair" "The goalposts will move" and above all: "other people matter"

There is abundant reason to believe that optimism - big, little, and in between - is useful to a person because positive expectations can be self-fulfilling.

What’s happened is that, almost overnight, we’ve switched from democracy in real-property recording to oligarchy in real-property recording. There was no court case behind this, no statute from Congress or the state legislatures. It was accomplished in a private corporate decision. The banks just did it.

If you never venture outside the box, you will probably not be creative. But if you never get inside the box, you will certainly be stupid.