If you come with mercy but not justice; that's called enabling.

When people get scared, they quit giving.

Debt has become a part of who we are.

If you come with mercy but not justice; that's called enabling.

There's a great place to go when you're broke--to work!

I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.

Be very proud of what you do, and if you aren't then change it.