Adults devise a plan and follow it, children do what feels good.
Work is a surefire money-making scheme.
Being willing to delay pleasure for a greater result is a sign of maturity.
Be very proud of what you do, and if you aren't then change it.
Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.