I would not pre-pay. I would invest instead and let the investments cover it.

There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.

If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.

When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it

Credit is an 'I love debt' score.

More wealth doesn't fix your life. More wealth makes you more of what you already are.