The real riches of yoga cannot be seen; they are felt and experienced from the inside out.
David F. SwensenA minuscule 4 percent of funds produce market-beating after-tax results with a scant 0.6 percent (annual) margin of gain. The 96 percent of funds that fail to meet or beat the Vanguard 500 Index Fund lose by a wealth-destroying margin of 4.8 percent per annum.
David F. SwensenUnless an investor has access to โincredibly high-qualified professionals,โ they โshould be 100 percent passive - that includes almost all individual investors and most institutional investors.
David F. SwensenMost active mutual funds are more interested in collecting fees than in boosting returns for investors.
David F. Swensen