Time is the ultimate equal opportunity employer.

The two greatest fear busters are knowledge and action

No matter how much time you've wasted in the past, you still have an entire today.

Expect the best; convert problems into opportunities; be dissatisfied with the status quo; focus on where you want to go, instead of where you're coming from; and most importantly, decide to be happy, knowing it's an attitude, a habit gained from daily practice, and not a result or payoff.

Winners have the ability to step back from the canvas of their lives like an artist gaining perspective. They make their lives a work of art - an individual masterpiece.

A dream is what you would like your life to become. A goal is what you are truly willing to do to achieve what you really want.

A dream is your creative vision for your life in the future.