Your habits will determine your quality of life.

THE GREATEST RISK IN LIFE IS TO WAIT FOR AND DEPEND UPON OTHERS FOR YOUR OWN SECURITY.

Life is based on growth and finding new challenges to face and overcome, new contributions to make to society, and constantly coming to a better understanding of yourself and the universe in which you live.

A sign of wisdom and maturity is when you come to terms with the realization that your decisions cause your rewards and consequences. You are responsible for your life, and your ultimate success depends on the choices you make.

The results you achieve will be in direct proportion to the effort you apply.

Understand that you, yourself, are no more than the composite picture of all your thoughts and actions. In your relationships with others, remember the basic and critically important rule: If you want to be loved, be lovable. If you want respect, set a respectable example!

Expect the best, plan for the worst, and prepare to be surprised.