Our family life was certainly not intellectual.

My early work and publications centered around expanding on the analysis of life insurance in my dissertation and its relationship to investment banking.

My brother and sister are both older than I am and were born before my father went off to World War I.

I went back to graduate school with the clear intention that what I wanted to do with my life was to improve societies, and the way to do that was to find out what made economies work the way they did or fail to work.

While I was there I became deeply interested in photography, and indeed the most noteworthy event in my early life was winning first, third, fourth and seventh prizes in an international competition for college and high school students.

I had hoped to go to law school, but the war started, and because of the strong feeling that I did not want to kill anybody, I joined the Merchant Marine when I graduated from Berkeley.

Our family life was certainly not intellectual.