One nation banking recognises that banks must not be isolated from the rest of the economy. Because banks and small businesses must succeed or fail together, banks must lend to small businesses so we can get the growth and jobs we need for the future. As things stand, that is not happening enough. Lending was down £10.8billion last year.

Congratulations to Barack Obama - great victory based on building fairer economy and optimism about what politics can achieve.

One of the drivers of displacement and potential conflict over the next 10 to 20 years will be climate (change) - resource scarcity, climate change is going to compound the cocktail that's driving war and displacement.

Think of how we challenged the impression that we taxed for its own sake and that we were hostile to business. We were right to change.

I come from a generation that suffered school lessons in portacabins and crumbling hospitals. I tell you one thing, for the eighteen years they were in power the Tories did nothing to fix the roof when the sun was shining.

In good times, people turn to Left wing parties, in bad times, they say, well, possibly Left-wing parties can't make those tough decisions... We've got to buck that trend

The transition to a low-carbon economy will be one of the defining issues of the 21st century. This plan sets out a route-map for the UK's transition from here to 2020...every business, every community will need to be involved. Together we can create a more secure, more prosperous low carbon Britain and a world which is sustainable for future generations.