Hillary Clinton is a fighter, she's out there, she's tough.

A lot of people think that regulations bring higher costs, but regulation is also about making sure that someone doesn't get to beat out the competition because they're dumping filth in the river or spewing poisons in the air.

If there had been a Financial Product Safety Commission in place 10 years ago, the current financial crisis would have been averted.

Part of my job is to make sense of all that I hear, and to retell it in a forceful way so that the decision-makers at Treasury can hear it. At least that's how I see it.

I'm still very connected to my family, to the world I grew up in. I understand what it means to be afraid that you can't pay a doctor's bill. Or to have to make the choice between buying a band uniform for a seventh-grader and making the insurance payment on time. That will never leave me. It was how I lived until I was well into my adult years.

It`s one thing for Hillary Clinton to adopt some anti-Wall Street language to try to appeal to progressives.

It's pretty much how we get anything added to the curriculum. When parents said children needed to be computer literate, the schools started responding. The same thing is true of basic financial literacy.