The financial services industry has seemed to treat the crisis like a little rainfall - inconvenient, but no significant changes needed. The real question moving forward is how the industry will respond to Wall Street reform and growing public anger.

The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder.

The game is rigged to work for those who already have money and power.

I saw at a young age that one bad break can turn a family's financial life upside down. And it has affected everything in my life since then.

My mother said, if you don't have the cash, don't buy it. And on that, my mother was right.

I don't like credit cards. Let me triple underline that.

Adjusted for inflation, somebody going to college today to a state university, is paying about 300 percent of what her mom or dad did just 30 years ago.