Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.

Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like rent, car payments - and about 30% on wants, while 20% should go toward savings and paying down debt.

It's pretty much how we get anything added to the curriculum. When parents said children needed to be computer literate, the schools started responding. The same thing is true of basic financial literacy.

Once kids get older, the list is longer. So here goes: Stay out of debt. Sometimes debt is necessary, to buy a home or to get an education, but not to buy a sweater or to eat out.

The administration [ of Barack Obama ]says I`m wrong, that there`s nothing to worry about. They say the deal is nearly done, and they are making a lot of promises about how the deal will affect workers, the environment and human rights - promises. But people like you can`t see the actual deal.

I saw at a young age that one bad break can turn a family's financial life upside down. And it has affected everything in my life since then.

I have a daughter and I have granddaughters and I will never vote to let a group of backward-looking ideologues cut women's access to birth control. We have lived in that world, and we are not going back, not ever