Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.
Elizabeth WarrenOnce you've gotten your money in balance, you know how much you have to spend on things that are just fun.
Elizabeth WarrenMy advice is to treat [credit cards] like what they are: little plastic grenades that must be handled very carefully.
Elizabeth Warren