If you want to find out how strong a company's ethics are, don't listen to what its people say, watch what they do.

[My grandkids] are 5, 10, and 15. While they're young and still at home, I think it's all about learning the value of money.

I do not understand how it is that financial institutions could think that they could take taxpayer money and then turn around and act like it's business as usual. I don't understand how they can't see that the world has changed in a fundamental way, that it is not business as usual when you take taxpayer dollars.

Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like rent, car payments - and about 30% on wants, while 20% should go toward savings and paying down debt.

I think the best way it happens is if parents say, this is important for educating my child.

This country isn't working for working people. It's working only for people at the top. That's not the American dream. That's the American nightmare.

Once kids get older, the list is longer. So here goes: Stay out of debt. Sometimes debt is necessary, to buy a home or to get an education, but not to buy a sweater or to eat out.